Steps for Filing Bankruptcy in Jackson, Tennessee

Once you make the decision to file bankruptcy in Jackson, your first step is to gather your personal financial information.  You need all your secured and unsecured debts, tax returns for the last two years, deeds to any real estate you own, car titles, and any other loan documents you may have.  You also need your income source, amount, and frequency.

When you have your financial information together, call Percival Law Offices at 731-506-4902 and ask for Sherry House-Percival.  As your hometown lawyer, it is my privilege to provide outstanding Jackson bankruptcy advice.

Although the law and bankruptcy process are always the same, each case is different.  Your circumstances are different than your neighbor’s, so what worked for them may not even apply to you.  To make sure your case is handled appropriately given your unique circumstances, tap the expertise of a good Jackson bankruptcy lawyer.  I work with you, help you when things get tough, and look out for your interests each step of the way.

Jackson bankruptcy litigation steps

• The means test determines if you are eligible to file for Chapter 7 in Jackson.  To qualify, your total household income must be below Tennessee’s median income level.
• You must obtain approved credit counseling before filing bankruptcy in Jackson.
• You need to complete bankruptcy schedules describing your financial status.  For a Chapter 13 bankruptcy, you must also submit a proposed repayment plan.
• You officially begin when you file your bankruptcy petition with the court along with your schedules and statement of financial affairs.
• Once you file the petition an automatic stay goes into effect that prevents creditors from making direct contact with you or staking a claim to your property.
• Your court-appointed trustee calls a 341 meeting of your creditors about a month after you file.  You must attend in case there are any questions about your bankruptcy.
• If there are no objections, you receive a notice of discharge from the court, usually within four to six months.

Legally, bankruptcy is not a difficult process.  Emotionally, it can be a nightmare.  But I am on your side and can help you through it.  I care as much about your dignity as I do your Jackson bankruptcy filing .  You can trust me to be there in your time of need.  Contact Percival Law Offices at 731-506-4902.